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Health Insurance Options After a Spouse Retires

Dear Savvy Senior,

My 63-year-old wife, who's doesn't work, is on my health insurance plan through my employer. When I retire next month and go on Medicare, what are our options for getting her health coverage until she turns 65? Is there some kind of Medicare coverage for dependent spouses?

Need Insurance

Dear Need,

Unfortunately, Medicare does not provide family coverage to younger spouses or dependent children when you qualify for Medicare. Nobody can obtain Medicare benefits before age 65, unless eligible at a younger age because of dis...