Savvy Senior

Dear Savvy Senior

Is there anything I can do to reduce my high Medicare premium surcharges? Because of my past income, I pay $329.70 per month for my Part B premium and $64.50/month for Part D, but my income has dropped since I retired. Do I have any options?

Overcharged Andy

Dear Andy,

If you're getting hit with a higher premium for Medicare Part B and Part D and you think it's unjustified, you can ask Social Security to revisit its decision and perhaps reduce your cost. Here's what you should know.

Medicare Surcharges

Many retirees don't realize that monthly premiums for Medicare Part B (cov...